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- Father’s Day 2021 ; Father’s Day Give The Gift Of Financial Security To Your Father During The Corona Period, Invest Or Give In Those Monthly Income Schemes
New Delhi17 minutes ago
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Father’s Day is celebrated every year on the third Sunday of June. Which this time is falling on 21st June. On this special day, there is a trend of children giving gifts to their father. Although many types of gifts can be given to the father, but this time you should give such a gift which will be useful for him in bad times. Here we are telling about some gifts that can be given to father on the occasion of Father’s Day, which will give him financial security.
She will be able to spend according to her credit card
If your father is retired and he does not have any fixed source of income then you can gift him a credit card to meet his financial need. Many people are afraid of using a credit card because of the fear of misuse, so you can prepare them to keep it with you by explaining the benefits of using a credit card wisely. With this, they will not have to face trouble when they need money.
Health insurance policy will get the right treatment on time
Health insurance can be given to the father to deal with any minor or major health problems. It will provide them financial security in bad times. If they have already taken a health insurance policy, then you can top it up and get them higher coverage. Tax benefit can be availed under section 80D of Income Tax even while having health insurance.
Monthly income scheme will also be the right gift
Harshvardhan Rungta says that this Mother’s Day you can also invest in the Post Office Monthly Income Scheme in the name of your father. 6.6% interest is being given in this. This scheme can ensure guaranteed regular income for your mother. If your account is single then you can deposit maximum up to Rs 4.5 lakh. On the other hand, if you have a joint account, then a maximum of Rs 9 lakh can be deposited in it. The maturity period is 5 years.
Under this scheme, if you invest Rs 4.5 lakh, you will get an interest of Rs 29,700 per annum at the rate of 6.6 per annum. On the other hand, if you invest 9 lakhs under a joint account in this, then you will get an interest of 59,400 years. Click here to know more about the scheme
Pradhan Mantri Vaya Vandana Yojana
One can also invest in Pradhan Mantri Vaya Vandana Yojana (PMVVY) launched by the Central Government for senior citizens. One can invest in this scheme till 31st March 2023. It is a pension scheme for citizens of 60 years and above. The benefit of this scheme can be availed by paying a lump sum amount. The assured payment will be made at the rate of 7.40 per cent per annum. It will be given monthly. That is, it becomes equal to 7.66 percent annually. The maximum investment that can be made in this is Rs 15 lakh. On 15 lakhs, you will get a pension of Rs 9,250 per month. Click here to know more about the scheme
Can get a year’s recharge done on their mobile
On this day, if you are planning to give a gift to your father which is also in your budget and also useful for him, then you can recharge his mobile for a year. With this, they will not have to worry about recharge again and again. Jio, Idea-Vodafone and Airtel have many recharge plans with 365 days validity. Many features like unlimited calling, data and free SMS are available in these plans.